Your Money,
Your Way.
No more lining up! Instantly pay, send, receive, save and so much more from your mobile device.
Open a free account to give yourself the power and convenience of instant transactions.
Open a free account to give yourself the power and convenience of instant transactions.

Everyday essentials
Tools to manage all of your money.
Pay all of your bills
Link 30+ billers and make quick payments.
Send Airtime
Send Digicel and Flow airtime throughout the OECS.
Remittances
Recieve money from abroad via Moneygram and Western Union.
Transfer Money
Send money to other Penny Pinch users instantly.
Remmitances
Receive money from abroad anytime, anywhere.
Skip the long lines with direct deposits into your wallet.
Receive your MoneyGram or Western Union transfers directly to your Penny Pinch wallet account by simply entering your transfer number. Your funds are instantly credited to your account and ready for use.
Analytics
Understand where
every penny goes.

Your spending is automatically categorised with charting that helps you to track your spending and mana money according to your priorities.
Loyalty
Save money with
instant cash back.
Enjoy Penny Pinch exclusive offers at businesses island wide.
Redeem exclusive discounts and cash back offers from hundreds of businesses island wide only on the Penny Pinch platform and make payments directly from your phone. Your cash back savings are credited instantly to your wallet balance.

Benefits
The best financial services in the palm of your hand.
Low Fees
Enjoy low transaction
fees when you spend with no
monthly account fees.
fees when you spend with no
monthly account fees.
Tight Security
Industry leading security and
technology to secure your funds.
technology to secure your funds.
Premium Help
In-app live chat , Whatsapp,
and telephone customer support.
and telephone customer support.
Convenience
All of your everyday
transactions in one app.
transactions in one app.
How it works
Open an account and transact in minutes all from your mobile phone.
Step 1
Signup for an account.
Download our mobile app, register and verify for
an account in minutes.
There is no need to visit a branch.
an account in minutes.
There is no need to visit a branch.
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Step 2
Fund your account.
Add money to your account by cash, card, bank deposit, or receive a remittance.


Step 3
Start transacting.
Enjoy a range of financial services
to begin transacting from:
to begin transacting from:
- Mobile airtime
- Bill payments
- Transfer money to other Penny Pinch users
- Pay businesses
- Send and receive international remittances
- Transfer to your bank

Our Partners
We partner with the best in the industry
to give you the best experience







Join the best financial services app built for everyone.
Download and join thousands experiencing an all digital financial services experience.
Penny Pinch brings the power of digital services to everyone.
Penny Pinch brings the power of digital services to everyone.
Open a free account
Download the
penny pinch app
Visit mypennypinch.com/app to download
our app or scan the QR Code to your right
depending if you are Android or iOS
our app or scan the QR Code to your right
depending if you are Android or iOS



